Sebastian & Christian Boserup
Mortgage Brokers such as ourselves are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs!
Our primary expertise is locating funding for mortgage financing for people across Canada. We know where the best rates can be found. What's more, we have the knowledge required to present a proposal for financing (aka your borrowing application) to lenders in the best way possible to successfully obtain mortgage financing.
Our team works hard for YOU!
We are not limited in the mortgage products we can offer you. We seek out the best lender package to suit your specific situation, whether it’s with a Chartered Bank, Trust or Insurance Company, or Private Funds.
There is a wide assortment of options and features available to homebuyers today. Shopping around takes a lot of time and effort. The mortgage process within today's very competitive marketplace intimidates many homebuyers. It pays to work with a mortgage professional who will represent you and ensure the mortgage you get is the one best suited to your needs.
Choosing the wrong mortgage can cost you thousands of extra dollars. We are trained professionals who can help you save on your mortgage dollar.
10 Reasons to use the Boserup Mortgage Team for your next Mortgage
- Access to different lenders, banks, trust companies, investors and financial institutions.
- Fast credit and loan pre-approvals with no cost or obligation. (Some conditions may apply)
- We are experts at matching you with the best-suited mortgage.
- Get mortgage rates at wholesale, guaranteed up to 120 days.
- We work for YOU, not the bank.
- Up-to-date on all the mortgage rates, terms and re-payment options available on the market.
- We only specialize in mortgages and are knowledgeable on current trends.
- We increase competition in the market place, thus keeping rates low.
- We will save you time and money!
- We have a vested interest in satisfying your needs since we rely on referrals and repeat business.
Other than rates, why should I use your team?
In addition to rates, because mortgage-based financing is the broker's primary business, we have developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favourable rates for each project, but often whether a project is funded at all.
Boserup Mortgages brings across the integrity, trust and professional dicipline practiced during a career long involvmement in corportate business to business lending within the world of Canada's finest companies whom Christian served during his 18 years with IBM Global Financing. Why not have Boserup Mortgages on your side of the table vs relying on your bank to negotiate with themselves on your behalf ? Is it likely your bank will scan for better options on your behalf elsewhere ?
How do we Find Superior Rates?
Interest rates are a concern to borrowers. Because of our daily contact with lenders, we know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.
These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution's portfolio in a particular type of mortgage. Your Mortgage Broker keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Brokers are among the best available at the time of placement.
Why should I go to your team first?
A professional presentation to a lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly.
Often the success of obtaining mortgage approval depends on the way a proposal is presented and to whom it is sent. Your Mortgage Broker is trained to present your mortgage proposal where and how it will get the most immediate, positive result.
You don't call an insurance company for insurance - you use an insurance broker, because of their expertise, product knowledge and rates. So remember, call our team first!
How do we get better deals than many Banks?
The lenders who work with us include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds.
In addition to these sources, we often develop professional relationships with private sources of funds, termed private lenders. These lenders can provide many various mortgage products not available at conventional sources.